H.Res.215 - Recognizing the need to move the Nation's current health care delivery system toward a defined contribution system.109th Congress (2005-2006)
Text: H.Res.215 — 109th Congress (2005-2006)
There is one version of the bill.
Introduced in House (04/14/2005)
[Congressional Bills 109th Congress] [From the U.S. Government Printing Office] [H. Res. 215 Introduced in House (IH)] 109th CONGRESS 1st Session H. RES. 215 Recognizing the need to move the Nation's current health care delivery system toward a defined contribution system. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES April 14, 2005 Mr. Price of Georgia submitted the following resolution; which was referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and the Workforce and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned _______________________________________________________________________ RESOLUTION Recognizing the need to move the Nation's current health care delivery system toward a defined contribution system. Whereas eighty-two percent of the United States population has health insurance coverage; Whereas more than sixty-two percent of the people in the United States receive their health insurance, either directly or indirectly, through the workplace; Whereas with our current third-party model, employers determine health benefits, dictate costs for individuals and families, and hold the contract with the insurance company; Whereas nearly nine-out-of-ten companies with fewer than two hundred employees offer only one health plan, and fifty-three percent of all workers offered employer-provided coverage have no more than two options; Whereas with employer-provided health care there is a lack of individual ownership and personal choice for the employee; Whereas the rise of employer-sponsored health insurance plans has led employees to believe they are receiving free coverage, while economists have shown that workers forgo higher wages in lieu of health benefits; Whereas Americans pay higher prices for fewer choices under our current third- party model; Whereas our current health care system places the patient further from decisions made regarding their own health care; Whereas health insurers would be more responsive to individuals and families if health insurance policies were owned by the person most directly affected by the coverage; Whereas defined contribution plans provide for individual ownership of health insurance policies; and Whereas it is a reasonable national goal to have a health care system which allows patients much more control and greater input into their very personal health care decisions: Now, therefore, be it Resolved, That the House of Representatives-- (1) recognizes that the current third-party model prevents individuals from having immediate control and ownership over critical health care decisions; (2) recognizes the excessive costs of the current health care delivery system; (3) recognizes that flaws within the current health care delivery system contribute to the number of uninsured in the United States; (4) recognizes that defined contribution plans provide patients greater power to select their health care provider and preferred treatment; and (5) recommends that the United States Congress move the Nation's current health care delivery system toward a defined contribution system so that individuals gain direct ownership of their health care insurance policies.